Your Mortgage Made Easy
Get your easy, hassle-free, digital mortgage here.
At My Home Loans LLC, No Matter the Type of Loan You Need, We'll Be There With You Every Step of the Way
We are a reliable home loan lender in El Paso, TX who continuously provides residents with the ability to purchase the home of their dreams using one of our trusted and certified loans. Along with excellent customer service and knowledge of the industry, our team makes the process of buying a home as effortless as possible. At My Home Loans LLC, we realize the many obstacles to becoming a homeowner can easily drive you away from pursuing your goals. For that reason, it is our goal is to keep you on track and overcome those obstacles together.
We Know the Perfect Home Is Waiting For You. Now Let Us Find You the Perfect Loan to go With it.
A large part of what we do is matching future homeowners with the right home loan. Once you’ve found the home of your dreams, it’s time to act on your vision of raising a family under that perfect roof. No matter your budget, you will need a reliable home loan to seal the deal. That’s where we, your team of professional home loan lenders, come in.
Upon meeting with our team, we will review your income and credit score to match you with a loan that makes the most sense for you. There is no need to stress about the initial consultation. We provide real information up front so that you are well aware of your options. Once we determine a match, we guide you through the next steps of ensuring that the deal will close on time. Our promise to you is that every step of the process will be transparent and straightforward. If this is your first time buying a home, we will help you learn about other aspects of real estate so that you are well informed and comfortable.
Unique Situations Deserve Unique Care
Not everyone has perfect credit. That reality is inevitable for individuals who have experienced financial trouble or hardships that ultimately result in a lower credit score. Based on your income, credit score, and other criteria, we can match you with a home loan that best suits your unique situation. A bad credit score should not deter you from fulfilling your dream of owning a home. You have many options when it comes finding a mortgage. We can make it happen.
Allow Us to Make the Process Easy and Effective
Our process typically takes 20 to 30 days. Depending on your timeline, we will do our best to accommodate your needs so you can purchase the home of your dreams. If you’ve found the home that is ideal for you and your family, here’s what the next steps will look like:
Schedule a consultation and fill out one of our online forms prior to our meeting.
Submit your application with us.
If you haven’t done so, have the home inspected and consider working with a real estate agent to verify other aspects of the property.
We will follow up with you regarding your application status.
Review any documents that we provide to you.
Make arrangements for closing costs.
Close your home.
We are Committed to Being Your Trusted Home Loan Lender in the Southwest
In addition to providing home loans, we offer assistance with refinancing your existing mortgage. Our full list of services includes:
FHA Loans - A Federal Housing Administration (FHA) loan is a mortgage issued by federally qualified lenders and insured by the Federal Housing Administration. FHA loans are designed to assist low-to-moderate income borrowers who are unable to make a large down payment on their home.
Conventional Loans - A conventional loan is not insured and not guaranteed by the federal government. These loans are ideal for borrowers with good to excellent credit.
VA Loans - Active-duty military and veterans qualify for Veterans Affairs (VA) mortgages. Other applications include members of the National Guard and spouses of military members who died while on active duty or a service-related disability.
Refinancing - If replacing your current home mortgage with a lower interest loan is beneficial to your situation, you may want to consider refinancing your home. Refinancing is ideal when you are able to lower the interest rate on your existing loan.
Get the Personalized Care and Attention You Deserve From a Local Home Loan Lender
As a family-owned business, we take pride in assisting our community. Each member of our team is committed to delivering the best customer service and quality of care to everyone we encounter. Even if you have a few initial questions, we will do our best to answer them and lead you in the right direction. At My Home Loans, YOU come first.
The benefits of working with our team include:
We make the process quick and easy.
We provide customer-centered service.
We are flexible and accommodating.
We are committed to answering your questions.
Our staff is experienced and knowledgeable in the real estate industry.
We will solve problems early-on and provide peace of mind.
Connect With Us Today
Fill out one of our forms to get a home loan quote today or give us a call at 915-921-1003. We can help answer all of your initial questions and schedule an appointment. Be sure to let us know your timeline so we can expedite the process if you need to have the loan completed within 20 days.
What Our Customers Are Saying
MY Home Loans LLC Accessibility Statement
MY Home Loans LLC strives to ensure that its services are accessible to people with disabilities. MY Home Loans LLC has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Accessibility on MY Home Loans LLC website
MY Home Loans LLC makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows EpHomeLoans.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).
Enabling the Accessibility Menu
The MY Home Loans LLC accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.
MY Home Loans LLC continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.
Despite our efforts to make all pages and content on MY Home Loans LLC website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.
Here For You
If you are experiencing difficulty with any content on MY Home Loans LLC website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.
If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: info@EPhomeloans.com